Terms and Conditions for the Earn Product

​

To ensure a clear understanding, here’s a simplified overview of the Earn product terms:

​

General Terms

1. Integration with Terms of Use: These terms should be read alongside the Terms of Use of CoinDCX's platform. Unfamiliar terms follow the definitions in the Terms of Use.

2. Opt-In Basis: Earn is an opt-in product. By participating, you consent to CoinDCX deploying your digital assets on your behalf with third parties (e.g., exchanges, custodial service providers, staking/DeFi protocols).

3. Acknowledgment of Risk: Users accept the risks of deployment, including the possibility of a total loss of digital assets.

Eligibility

1. KYC Completion: Users must complete KYC and any other required procedures to access Earn. Additional documents may be requested.

2. Asset Selection: Users have complete control when selecting the tenure and assets for deployment. However, modifications to tenure or selection after deployment are not allowed.

Returns and APY

1. APY Calculation :

   • Returns are calculated as a percentage of the deployed virtual digital assets, not in INR.

   • APY depends on external factors like third-party yields and may vary daily. It is not guaranteed.

   • If tokens are redeemed before the minimum tenure, no APY will be paid.

2. Variable APY: CoinDCX may adjust APY rates periodically or daily. Returns will be based on the APY applicable for each day of the Earn tenure.

Changes and Modifications

1. Product Changes: CoinDCX reserves the right to modify, suspend, or withdraw the Earn product and associated terms.

2. Asset Delisting: If a token is delisted, users will be given an option to close, liquidate, or convert their assets. Failure to act may lead to mandatory closure or conversion by CoinDCX.

3. Asset Offerings: The availability of tokens under Earn is solely at CoinDCX’s discretion.

Additional Points

1. Premature Withdrawals: Redeeming assets before the minimum tenure will result in no APY being credited.

2. Marketing Payouts and Re-Denominations: Distribution of additional tokens (e.g., marketing rewards or re-denominations) is not guaranteed and is at CoinDCX’s discretion.

3. Fees and Charges: CoinDCX reserves the right to introduce or modify fees for the Earn product.

4. Erroneous APY Credits: APY credited without completing KYC or due to errors may be delayed, blocked, or nullified by CoinDCX.

   ​

For a comprehensive view, please review the complete Earn product terms on our platform. If you have questions, feel free to reach out for clarification.