1) Bitcoin (BTC): Bitcoin was the first-ever decentralized digital currency. Bitcoins were revolutionary during their inception as they eliminated the need for intermediaries and made peer-to-peer transactions completely transparent by storing data in a shared public ledger, known as a blockchain. Now, these words are commonly used in the crypto-trading sphere, however, the Bitcoin team will forever be responsible for setting the foundation for the future of monetary transactions and true economic liberty.
2) Ethereum (ETH): Initially a digitized platform that allowed people to run smart contracts, (applications that run exactly as programmed without any possibility of downtime, censorship, and fraud or third-party interference.) The Ethereum Project, a non-profit based out of Switzerland, decided to use this same platform to mine their own cryptocurrency – Ethereum. Ethereum is now the second most popular cryptocurrency after Bitcoin. Ethereum’s smart contract concept is used by hundreds of other cryptocurrencies and blockchain applications.
3) Ripple (XRP): Ripple is possibly the most attractive cryptocurrency when it comes to making transactions and payments worldwide. With the highest transaction settlement speed by miles at 4 seconds (ETH is 2 mins, BTC is approx. 1 hour), Ripple is paving the way for decentralized finance and cross-border exchanges.
4) 0x (ZRX): 0x is an open protocol that uses the Ethereum Blockchain’s functionality of Smart Contracts to allow decentralized exchanges all over the world. 0x uses a standard protocol, significantly reducing the transaction time and eliminating some transaction fees. Holders of ZRX can make upgrades to the free protocol itself; however, their input is proportionate the amount they hold.
5) Aelf (ELF): Aelf seeks to be revolutionary to the crypto world, their team justifies the need for this ‘customizable operating system’ by stating that Aelf succeeds where Bitcoin and Ethereum blockchains falter - it fixes their lack of scalability, interference in smart contract execution and creates a consensus protocol to smoothly incorporate all their new technology.
6) Augur (REP): The Augur platform’s tradable tokens are called REP, for Reputation - and for a rather obvious reason. Users can bet on events with these Reputation tokens, making Augur essentially a prediction market platform. The more accurate your prediction is, the more reputation you obtain from the winner’s pool. The more REP you hold, the more trust is given to your login. Essentially, you gain or lose tokens based on the reliability of your predictions. The future seems bright for such a coin, with the lead-developer of REP stating that he one day hopes these tokens can be used by farmers in Argentina to hedge against weather cycles or Chinese traders who can't access the US stock market and even suggests that forecast markets can be used by doctors to more accurately diagnose patients.
7) Basic Attention Token (BAT): BAT seeks to capture the market for blockchain-based advertising. These tokens improve the transparency and efficiency of digital marketing and advertising by using BATs as the premier method of exchange between publishers, advertisers, and users. Advertisers can achieve higher returns on their investment through better targeting and reducing fraud. BATs operate on a browser known as ‘Brave’ - here, users can block ads, change the ads they see, or even view ads and earn BATs in return!
8) Bluzelle (BLZ): “Data is now a currency controlled by centralized parties. A new economy is needed for the responsible management of data and shift power back.” At the core of this data-revolution lies Bluzelle. Along with a decentralized database, Bluzelle offers a framework that supports private data control and truly private data ownership. Payments between all parties in the Bluzelle data ecosystem is through BLZ. These tokens are earned by storage suppliers in return for their resources.
9) Cardano (ADA): The Cardano blockchain was in fact created by the co-founder of Ethereum and Ethereum Classic. ADA is unique in that coins are minted using a “proof-of-stake” algorithm called Ouroboros, instead of a “proof-of-work” one. This means that new coins are only minted after achieving distributed agreement on the matter. This same mechanism makes blockchain creation energy and cost efficient. Holding ADA coins allow you to vote on the minting of new batches of coins and generate new blocks while verifying transactions on the blockchain.
10) ChainLink (LINK): Smart-Contracts, initially realized by Ethereum, have the downside of being disconnected from ‘the real world’, applicable only in blockchain or blockchain related applications. The solution ChainLink brings is that it makes it possible for smart-contracts to interact with off-chain systems and APIs. LINK tokens are earned by node operators who retrieve data from off-chain data streams. Prices for the node operators' services are based on the demand for data from the desired off-chain data stream.
11) Cindicator (CND): Cindicator is one of the most forward-thinking companies in FinTech, launched in 2015, it seeks to harness the value of collective analytical + artificial intelligence in making financial decisions in today’s highly uncertain markets. Cindicator combines a diverse number of financial analysts and machine learning models into a single system, assuring the most efficient management of investors’ capital in traditional financial and crypto-markets. CND tokens can be used to obtain a new level of access to Cindicator's indicators, indices, data, services, information, and analytical products. The more tokens you hold, the more access you have to the listed indices.
12) Civic (CVC): Civic, in the simplest possible terms, is a means of safely storing your identity, and using it wherever else the civic chain has its roots (Thinks Google Chrome’s ‘Save my Passwords’ feature, but exponentially safer). Using Civic also saves the user time that would more conventionally be spent filling in the same Identification details. CVC tokens will be used to pay validators of ID for their services.
13) CyberMiles (CMT): Cybermiles is a blockchain designed specifically for the facilitation of fast e-commerce payments Much like the Cardano token, CMT also uses “proof-of-stake” in the creation of new tokens. Cybermiles hopes to create protocols and a whole database of smart contracts for the future of e-commerce. CMT token holders can delegate their tokens to “validators” on the network; these validators compete for the privilege of validating transactions on the CyberMiles network (and hence maintaining its integrity). In return, the validators receive newly minted CMTs. Delegating CMTs to the right validator can also see a sizeable return on the token holders’ investment if their validator succeeds in the task.
14) Decentraland (MANA): Decentraland is different, extremely unlike anything we’ve seen before in the crypto space. Essentially, it is a virtual reality video game, in which players can buy and sell plots of land, on which, eventually, you can build, grow and monetize. The popularity of the video game comes in its ability to grant players a “second life“, and build cities and empires with the MANA they inject into it. Every recorded activity and purchase in Decentraland is stored on their native blockchain. The importance and relevance of Decentraland is that it has proven that land ownership can safely be stored on the blockchain, the real-life applications of these kinds of record stores are near endless…
15) Dent (DENT): The purpose behind this coin is Dent Wireless’ (the Dent coins’ creators) goal of repurposing data, and changing the way data is bought and sold. Dent operates on the Ethereum blockchain nodes, which immediately brings it validation. The Dent coin seeks to be the tool that spurs on this movement of mobile data freedom and true transparency in data sharing across the world.
16) DigixDAO (DGD): Bitcoin is often called Digital Gold. DigixDAO’s DGD Token takes this concept literally, pegging the price of 1 DGD to 1 gram of gold. The transparency the blockchain provides ensures that this transference of gold is free from human error and even fraud. Digix tokens are stablecoins, and so, are free from the usual volatility associated with cryptocurrency. DigiX seeks to be the first to ‘democratize gold’ using everything the blockchain provides to make gold-purchasing efficient, transparent, and most of all - safe.
17) District0x (DNT): District0x is all for the free-market system. It is powered by Ethereum and Governed by Aragon, a platform dedicated to releasing virtual organizations and entities. District0x creates a network of decentralized marketplaces and communities, allowing entities to buy, sell and trade on a completely safe and mediation-free platform. As a user of this free-to-use platform, owning DNT Tokens will be essential as they allow users to participate in voting for the creation of new marketplaces, and will shape the branding and functionality of new districts to the voters' likeness. District0x currently has 3 fully-functioning marketplaces, the most popular of which is ‘Ethlance’, a job marketplace for full-time and freelance workers alike.
18) Enigma (ENG): There are 2 problems with the conventional blockchain - a lack of privacy since all data is stored in a shared public ledger and problems with scalability due to the fact that using the blockchain requires extensive computational power. Enigma’s revolutionary technology allows off-chain storing of information complementing blockchains with secondary-layer data storage. With Enigma, the commonly cited smart contracts become ‘secret contracts’.
19) EOS (EOS): EOS is an application built to complement the Ethereum network. Providing many of the same functions, except at tremendously greater speeds. EOS seeks to provide an operating system-like environment for decentralized Ethereum applications to be built on. It even enables less expensive execution of extremely crucial smart contracts without ruining their integrity. The token itself is required for the creation of different applications - making it a great investment since the demand for Ethereum based development spaces will only increase as time passes and the Ethereum blockchain gets more congested.
20) FunFair (FUN): FunFair, as the name suggests, is for engaging in fair online casino experiences that, through the Ethereum blockchain, are completely fair and safe. FUN tokens are used as the method of payment and form of winnings on the FunFair platform.
21) Golem (GNT): Created along with the same philosophies of Uber and Airbnb, the Golem Network allows users to lend out spare/under-used computing space to those running complex and huge computational challenges. Holders of GNT can pay for renting extra computational power; those who don’t need the extra power, however, should still hold onto it, as the demand for computational space will be ever-growing with our adoption of tech and AI.
22) Holo (HOT): Holo, much like Golem, tries to better utilize spare resources by allowing users to effectively “rent out” computing space. By supporting others with your computing space you “are supporting a web that empowers individuals and communities”. Those that provide this space earn HOT or HoloFuel. Holders of HOT can sell these on to those with exceptional computing needs.
23) Aeternity (AE): The Aeternity Network tries to solve the problems plaguing most smart contracts - scaling. Aeternity solves the scaling problem by moving smart contracts off-chain onto channels with higher security and efficiency. All system fees and smart contract settlements will be done in Aeon, the native token. Naturally, this will see a hike in demand for Aeons with the growth of smart contracts and reliance on their functionality.
24) Icon (ICX): ICON is blockchain technology and network framework designed to allow independent blockchains to interact with each other. Holders of ICX are able to validate the interactions. ICON is essential to a truly connected decentralized system. And with the importance of the network, the importance of the ICX rises too.
25) IOSToken (IOST): Internet Of Service or IOS promises speeds of up to 100,000 transactions per second, far ahead of more popular Bitcoin and Ethereum. IOSToken employs a “Proof-Of-Believability” system, different and more advanced than the traditional Proof-Of-Work and Proof-Of-Stake models. Made for enterprise, IOSToken will change the way e-commerce businesses work. IOST’s tokens are one of a few that did not distribute through ICOs but through a private token sale.
26) Kyber Network (KNC): The Kyber Network is broadening the potential for coin use by facilitating coin swaps (exchanging BTC for Ethereum inside your wallet itself, for example). Kyber also allows vendors to accept differently, sometimes multiple types of coins for a single transaction. The KNC token acts as a vehicle to facilitate these exchanges and use the Kyber Network on development platforms and exchange wallets.
27) Litecoin (LTC): Launched in 2011, Charlie Lee, founder of Litecoin wanted to make a less “heavy-duty” version of the Bitcoin, his creation - Litecoin. If you like Bitcoin, you’re going to love Litecoin. LTC is identical to BTC in almost every way, with the exception of it being faster and cheaper. LTC also boasts transaction costs 1/50th the size of BTC.
28) Loopring (LRC): Loopring isn’t your conventional decentralized exchange - it is, in fact, a facilitator of decentralized exchange through ring-sharing and order matching. When using Loopring, you never have to put money into an exchange! An LRC will be used as payment to those who assure the payment goes through, called “Ring-Miners”.
29) Dash (DASH): DASH, or Digital Cash, was originally founded in 2014 as ‘Xcoin’. Like many other altcoins, DASH is essentially a quicker and cheaper version of Bitcoin. It was created as a hard fork of the original Bitcoin code. DASH accomplishes remarkably fast transactions that are completely untraceable. DASH, in regards to Market Cap, is in the top 15 coins, as of Oct 2018.
30) Monaco (MCO): Monaco is primarily a credit card provider - and the first of it’s kind. Monaco card draws from a cryptocurrency funded account, powered by MCO tokens. Monaco Cards are powered by Visa, and so, users of Monaco can spend their from their crypto wallets to buy everyday items - coffee, clothing, groceries, everything. Users of the Monaco card get rewarded in MCO for using the card.
31) OmiseGo (OMG): OmiseGO is a public Ethereum-based financial technology for use in mainstream digital wallets, that enables real-time, peer-to-peer value exchange and payment services agnostically across jurisdictions and organizational silos, and across both fiat money and decentralized currencies. Designed to enable financial inclusion and disrupt existing institutions, access will be made available to everyone via the OmiseGO network and digital wallet framework, starting in Q4 2017.
34) NEO (NEO): Founded in 2014 as China’s first ever open-source blockchain, their mission has been to reinvent the way commerce is done. Motivated by a belief that technology drives progress, the team definitively aims to shift our economy into the era of the 'Smart Economy'.
BNB Value & Repurchasing Plan
| ||1st year||2nd year||3rd year||4th year||5th year|
|Discount Rate||50%||25%||12.5%||6.75%||no discount|